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Archive for June 21st, 2014

Planning retirement? Factor in the other half

MARRIED couples here will be significantly underestimating the length of time spent in retirement if they base their calculations on a single - rather than joint - life expectancy, a new report by Manulife Asset Management has said. The vast majority of Singaporeans continue to enter retirement as one-half of a married couple, when they should factor in the likelihood of one partner - usually t... more

Fixed deposit rates versus Sibor: Win, lose or draw?

HOME buyers who like the certainty of a more fixed mortgage rate have another option to consider in the form of a new package rolled out by DBS Bank. Its fixed deposit home rate, or FHR, is pegged to the bank's fixed deposit interest rate and not the Singapore Interbank Offered Rate, commonly known as Sibor. Sibor reflects the day-to-day money market and so can fluctuate, especially in volatile fi... more
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